Goldenthal & Suss Consulting PC

G&S Monthly

Tax insights, advisory updates, and regulatory guidance for our clients and friends. Delivered the first of each month.

Current Issue

July 2026

Volume I  ·  Issue 10

Employee Benefits

Simple Retirement Solutions for Small Business Owners

Offering employees retirement options can be an effective way for small business owners to attract and retain talent. If you're concerned about cost and administrative complexity, you're not alone. Fortunately, several options are available, including a Simplified Employee Pension (SEP) plan.

Tax Strategy

How Renting Out Your Vacation Home Affects Your Taxes

When you're not using your vacation home, renting it out can generate extra income. But it can also affect your taxes, depending on how often you rent and use the property personally.

Financial Planning

Revisit Your Emergency Fund Goals

An emergency fund is key to long-term financial security. Over time, changes in expenses, income, family needs and financial priorities can affect how much emergency savings you need.

Tax Tips

Backup Withholding: What Businesses Should Know

Backup withholding kicks in when a contractor fails to provide a correct Social Security or Employer ID number, or doesn't properly complete Form W-9 — requiring you to withhold 24% and remit it to the IRS via Form 945.

Can You Deduct Elder Care Costs?

Long-term care expenses for a parent or relative in a nursing home may qualify as an itemized medical deduction once combined medical costs exceed 7.5% of adjusted gross income, as long as the care is medical rather than solely custodial.

IRS Eases Partnership Sale Reporting Rules

New IRS regulations let partnerships report gain and loss information from unrealized receivables and inventory to selling partners on their normal year-end Schedule K-1 timeline, rather than the previous January 31 deadline.

QuickBooks

Creating a More Effective Budget in QuickBooks Online

QuickBooks Online's built-in budgeting tools — under Reports → Financial Planning → Budgets — let you build a Profit and Loss budget from scratch or pre-filled with past data, replacing manual spreadsheets for planning and tracking throughout the year.

Upcoming Tax Due Dates

July 15

Employers: Deposit Social Security, Medicare and withheld income taxes for June if the monthly deposit rule applies

July 15

Employers: Deposit nonpayroll withheld income tax for June if the monthly deposit rule applies

July 31

Employers: File a 2025 calendar-year retirement plan report (Form 5500 or Form 5500-EZ) or request an extension

July 31

Employers: Report Social Security and Medicare taxes and income tax withholding for Q2 2026 (Form 941) and pay any tax due if not fully deposited on time

August 10

Individuals: Report July tip income of $20 or more to employers (Form 4070)

August 10

Employers: Report Social Security and Medicare taxes and income tax withholding for Q2 2026 (Form 941), if all associated taxes were deposited on time and in full

Archive

Past Issues

June

2026

  • Take Advantage of Expanded QSB Stock Tax Benefits
  • Reducing IRS Audit Risk for Small Businesses
  • How an Educational Assistance Program Can Strengthen Your Benefits Package
  • Get Ahead With a Midyear Tax Review

May

2026

  • Turn a Real Estate Sale Into a Tax-Smart Strategy
  • Before You Shred: Know Which Tax Records to Keep
  • Plan Carefully to Minimize Taxes on Your Inheritance
  • How Hiring Your Child This Summer Can Reduce Taxes

April

2026

  • What to Know If You Receive an IRS Notice
  • The IRS Criteria for Distinguishing Hobbies From Businesses
  • Common Growth Mistakes Small Businesses Make
  • Are College Scholarships Really Tax-Free?

March

2026

  • What's New for Retirement Catch-Up Contributions in 2026
  • Businesses Regain Immediate Deduction for R&E Expenses
  • IRS Expands Digital Asset Reporting with New Form 1099-DA
  • Don't Let the AMT Catch You Off Guard

February

2026

  • Unlock Bigger Deductions on Rental Real Estate
  • Estate Planning for 2026 and Beyond
  • Taking Control with Self-Directed IRAs
  • 2026 Tax Law Changes for Businesses

January

2026

  • Can You Claim a Tax Deduction for Tips or Overtime Income?
  • Businesses: Act Soon for Clean Energy Tax Incentives
  • Make Smart Choices With a Sudden Windfall
  • 2026 Tax Law Changes for Individuals

December

2025

  • How Does the New Tax Deduction for Car Loan Interest Work?
  • NOL Deductions Can Ease the Pain of Business Losses
  • The Tax Implications of Remote Work
  • Simplify Expense Reporting With High-Low Travel Per Diem Rates

November

2025

  • Bonus Depreciation and Other Year-End Tax-Saving Tools
  • 5 Smart Tips for Individual Year-End Tax Planning
  • Throwing a Party for Your Workforce? Know the Tax Rules
  • Make Sure Every Donation Counts

October

2025

  • Year-End Tax Planning Strategies
  • Business Entity Selection and Tax Implications
  • Retirement Plan Contribution Deadlines
  • QuickBooks Year-End Checklist

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Tax law is always moving. Our monthly newsletter distills what matters for your business, investments, and financial planning. No jargon, no filler.

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